Emerging Electronic Methods for Making Retail Payments

Emerging Electronic Methods for Making Retail Payments

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The emergence of new electronic payment methods is raising federal concern about the effects they may have on the federal budget and monetary policy. This study suggests that the market for these payment methods is likely to emerge slowly, allowing time for gradual adjustment. It fully explains all of the new payment methods and their usefulness. Contents: stored-value cards, on-line payment systems (electronic checking accounts, on-line scrip, home banking systems), and policy issues (regulation, alegal). Glossary. Charts and graphs.Converting the percentages in the Federal Reserve telephone survey into an estimate of the total use of cash in the economy ... Thus, that survey doublecounts credit card purchases, since credit card debt, which is counted as a transaction, anbsp;...

Title:Emerging Electronic Methods for Making Retail Payments
Publisher:Congressional Budget Office - 1996-01-01

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